Required Documents

Required Documentation

All mortgage lenders and financial institutions require certain documentation to begin the mortgage process. The following is a list of required documents. This list is as complete as possible for the beginning of any mortgage process, however many programs require much less documentation. Contact one of our loan officers for more information on documentation alternatives.

Each borrower must have:

Copy of Social Security Card and Drivers License

Last full month of paystubs with year to date earnings

Last 3 months statements on any/all bank accounts

Previous 2 years W-2’s and tax returns

Name, address and phone of Landlord. If living in an apt. complex, address & phone of manager.

Names and addresses of each employer for last 2 years

Names, addresses, account numbers, and minimum monthly payments on all open loans and/or accounts (cars, credit cards, etc.). Not needed to begin the process

Copy of contract on desired home/property

Complete copy of divorce decree signed & recorded (if applicable)

Money for Credit Report and Appraisal

Documentation for Specific Borrowers:

Addresses and value of other properties owned
Current statements on any and all stock and/or bond accounts
Certificate of Eligibility or DD214 (VA only)
Please contact any of our loan officers for documentation details.
Bankruptcy or Forclosure Papers, if applicable

Some mortgage lenders and financial institutions may have additional documentation requirements. Speak to a loan officer to discuss documentation.