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Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now.

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Why JP Mortgage?

Along with our standard FHA / VA and Conventional Loans we are confident that we can find the best program for you. We have also added a commercial division! This section will allow the small commercial borrower to be able to compete for the same money that the big guys get. The integrity and devotion of our loan officers is second to none. We are very fortunate to have such a loyal group. Should ever a problem arise feel free to contact me with any thoughts on our service, our website or anything else related to JP Mortgage at

Loan Products

JP Mortgage and Chris Penders have closed over 750 million dollars in residential and investment loans. FHA, VA and Conventional are the main avenues that are available to the buyer. [FIND OUT MORE]